其中一些内容解释：Visitors to Canada Plans
Do you know someone travelling or immigrating to Canada? Our unique visitor insurance can help protect visiting friends and family in case of a medical emergency or travel accident. It can also protect Canadians not eligible for government health plan coverage.
Compare the features and benefits of each plan below:
Medical and other benefit
Emergency Medical insurance pays for expenses related to a covered emergency medical condition that arises while the insured person is outside his or her country of residence. Benefits may include coverage for a hospital stay, transportation by a local ground ambulance, X-rays, prescription drugs and more. Refer to the policy for more details.
24-hour multilingual emergency medical assistance
If the insured person has a medical emergency during the travel period, one toll-free phone call puts him or her in touch with a multilingual coordinator who can help — 24 hours a day, seven days a week. Our multilingual professionals will coordinate on the insured person's behalf with a local doctor or nurse to arrange the care needed.
Repatriation
If, during the insured person's trip, he or she dies from a covered medical condition, this insurance will help pay for his or her remains to be transported to his or her departure point. Alternatively, this insurance may also be used to cover the costs to bury the insured person's remains at the location where death occurred, or for the cremation of remains.
Bedside companion travel expenses
This benefit covers the cost of a bedside companion's return economy air fare on a commercial flight via the most cost-effective route. A bedside companion is defined as a person of choice who is required at the insured person's bedside while he or she is hospitalized during the trip.
Bedside Companion Subsistence Allowance
This benefit reimburses the insured person's bedside companion up to the benefit amount as stated above for commercial accommodations and meals, essential telephone calls and taxi fares while he or she is required at the insured person's hospital bedside.
Emergency return home
This benefit reimburses the insured person up to the benefit amount as stated above for costs associated with returning to his or her departure point if emergency medical care is medically recommended due to his or her medical condition.
Insured Person or Traveling Companion Subsistence Allowance
This benefit reimburses the insured person for expenses incurred as a result of a covered risk. Expenses can include commercial accommodations and meals, essential telephone calls, and taxi fares, up to the specified maximum, for the insured person or his or her traveling companion.
Emergency Dental Treatment (Accidental Blow to Face)
This benefit covers emergency dental expenses up to the benefit amount as stated above incurred during the insured person's trip if he or she needs emergency dental treatment to repair or replace his or her natural or permanently attached artificial teeth because of an accidental blow to the face.
Emergency Dental Treatment
This benefit covers dental expenses up to the benefit amount as stated above when required as emergency treatment and ordered by or received from a licensed dentist during the insured person's trip, and the complete cost of prescription drugs.
Death
This is the principal sum payable if the insured person has an accident during his or her travel period and has accidental bodily injuries that result in his or her death within 365 days from the date of the accident.
Double Dismemberment, Loss of Sight in Both Eyes, or Complete and Irrecoverable Loss of Speech or Hearing
This is the principal sum payable if the insured person has an accident during his or her travel period and has accidental bodily injuries that result in his or her double dismemberment, loss of sight in both eyes, or complete and irrecoverable loss of speech or hearing within 365 days from the date of the accident.
Single Dismemberment or Loss of Sight in One Eye
This is the principal sum payable if the insured person has an accident during his or her travel period and has accidental bodily injuries that result in his or her single dismemberment or loss of sight in one eye within 365 days from the date of the accident.
NOTES:
1.This is the aggregate limit of all benefits under the emergency medical portion of this policy.
2.The aggregate sum payable is no greater than $5000.
3.The insured person is entitled to a maximum of the largest amount specified for one of these three Travel Accident Insurance benefits: 1) Death, 2) Double dismemberment, loss of sight in both eyes, or complete and irrevocable loss of speech or hearing, or 3) Single dismemberment or loss of sight in one eye.
Deluxe Plan
This plan provides up to $150,000† in emergency medical insurance and up to $25,000 in travel accident protection for visitors to Canada who are 1 month to 69 years of age.
Who is eligible for this insurance?
•Non-Canadian friends or family members coming to visit
•New immigrants awaiting their government health plan coverage
•Visitors travelling on a work permit or student visa
•Canadians not eligible for government health plan coverage
†This is the aggregate limit of all benefits under the emergency medical portion of this policy.
Standard II Plan
This plan provides up to $50,000† in emergency medical insurance for visitors to Canada who are 1 month to 84 years of age.
Who is eligible for this insurance?
•Non-Canadian friends or family members coming to visit
•New immigrants awaiting their government health plan coverage
•Visitors travelling on a work permit or student visa
•Canadians not eligible for government health plan coverage
†This is the aggregate limit of all benefits under the emergency medical portion of this policy.
Standard I Plan
This plan provides up to $25,000† in emergency medical insurance for visitors to Canada who are 1 month to 84 years of age.
Who is eligible for this insurance?
•Non-Canadian friends or family members coming to visit
•New immigrants awaiting their government health plan coverage
•Visitors travelling on a work permit or student visa
•Canadians not eligible for government health plan coverage
†This is the aggregate limit of all benefits under the emergency medical portion of this policy.
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